Your Current limits

• You can only keep a balance of upto Rs 50,000 in your account
• Monthly debits on your account cannot exceed Rs 2,00,000
• Fixed Deposit bookings in a Financial Year cannot exceed Rs 3,00,000
• TDS is deducted at 20% on your Fixed Deposit Interest Earnings in excess of Rs 40,000/year

After you provide PAN

• Enjoy a balance limit of Rs 1,00,000
• No limits on monthly transactions
• No limits on Fixed Deposit
• TDS is deducted at 10% on your Fixed Deposit Interest Earnings in excess of Rs 40,000/year